International students, please click here.
What is a Preferred Provider?
Beginning with the 2019-2020 policy year, MVP Health Care will administer the student health plan for the students of Hobart and William Smith Colleges. To minimize your out of pocket costs, students should access care from Preferred Providers that contract with MVP.
A Preferred Provider is a doctor, hospital or other health care provider that participates in the MVP network locally, or the Cigna PPPO nationally.
The advantage to using a Preferred Provider is that these providers have agreed to accept a predetermined fee or Preferred Allowance as payment for their services. Out-of-Network providers have not agreed to any prearranged fee schedule, therefore any charges in excess of the insurance payment may be the student’s responsibility. Consequently, when insured students use Preferred Providers, out-of-pocket expenses will be less because any applicable cost sharing will be based on a Preferred Allowance.
The insured person should be aware that Preferred Provider hospitals may be staffed with Out-of-Network providers. Receiving services or care from an Out-of-Network provider at a Preferred Provider hospital does not guarantee that all charges will be paid at the Preferred Provider level of benefits.
How do I find a Preferred Provider?The easiest and most efficient way to locate an MVP/Cigna Preferred Provider in New York is by clicking on the 'Search for Provider' button below.
To locate participating mental health providers, click on the 'Search for Provider' button below.
Network participation is subject to change, so please verify with the provider that they are participating in the network when making an appointment or at the time of service.For claims concerning the 2018-2019 policy year, call CDPHP at 1-877-269-2134 or click the button below to visit CDPHP.com
- Gallagher Student Health & Special Risk
500 Victory Road, Quincy, MA 02171
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