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Emory & Henry College

Provider Network Information

What is an Indemnity Health Insurance Plan?

An Indemnity health insurance plan is a healthcare plan that allows you to choose the doctor, healthcare professional, hospital or service provider of your choice and gives you the greatest amount of flexibility and freedom in a health insurance plan.

A key feature of the indemnity health insurance plan is that it does not force you to choose a primary care doctor.

The indemnity health policy is different than policies offered by health maintenance organizations (HMOs) and preferred provider organizations (PPOs) because it allows you obtain medical care where you choose and then the indemnity health policy provides compensation for a set portion of the costs. In addition, indemnity health insurance plans are also unique because they allow you to self-refer to specialists, they do not require you to obtain a referral in order to get compensated if you choose to see a specialist. Students are not required or restricted to a specific provider network. However, students have the option to utilize providers who participate in the First Health network which will reduce their out-of-pocket costs.

How do I find a First Health Provider?

The easiest and most efficient way to find a First Health Network Provider is to contact them toll-free at 1-800-226-5116 or click the 'Search for Provider' button below.

search for provider

Network participation is subject to change, so please verify with the provider that they are participating in the network when making an appointment or at the time of service.