Beginning with the 2020-2021 policy year,
A Network Provider is a doctor, hospital or other health care provider that participates in the Cigna Preferred Provider Network.
The advantage to using a Network Provider is that these providers have agreed to accept a predetermined fee or Preferred Allowance as payment for their services. Non-Network providers have not agreed to any prearranged fee schedule, therefore any charges in excess of the insurance payment may be the student’s responsibility. Consequently, when insured students use Network Providers, out-of-pocket expenses will be less because any applicable cost sharing will be based on a Preferred Allowance.
The insured person should be aware that Network Provider hospitals may be staffed with Non-Network providers. Receiving services or care from a Non-Network provider at a Network Provider hospital does not guarantee that all charges will be paid at the Network Provider level of benefits.
How do I find a Network Provider?
Click the 'Search for Provider' button below to locate a Cigna Preferred Provider.
Network participation is subject to change, so please verify with the provider they are participating in the network when making an appointment or at the time of service.For the 2019-2020 policy year,an Indemnity Health Insurance Plan was used. Use of First Health Network was strictly optional for the 2019-2020 plan year.
An Indemnity health insurance plan is a healthcare plan that allows you to choose the doctor, healthcare professional, hospital or service provider of your choice.
How do I find a First Health Provider?
The easiest and most efficient way to find a First Health Network Provider is to contact them toll-free at 1-800-226-5116 or click the 'Search for Provider' button below.
It is important that Insured students verify that their Doctors are First Health Network Providers when calling for an appointment or at the time of service.
- Gallagher Student Health & Special Risk
500 Victory Road, Quincy, MA 02171
CONTACT CUSTOMER SERVICE