Frequently Asked Questions

Before submitting a question regarding the Scholarship Program, please review the various sections of this FAQ.

General Information

  • Do I need to be a student insured by Gallagher Student to apply?

    No. The Health Careers Scholarship Program is open to all undergraduate students pursuing a health-related career, provided they meet all listed eligibility criteria. Students do NOT need to be insured under a Gallagher Student insurance program, nor do they need to be attending a school that offers Gallagher Student insurance products.

  • How many scholarships are available?

    For 2015, there will be six scholarships awarded.

  • What is the value of the scholarship?

    Each award is a total of $7,500. The awards are distributed in two parts; the first half is awarded for the Fall Semester, the second half is awarded for the Spring Semester.

  • When is the application deadline? When do my mailed materials have to reach you?

    The deadline is May 8, 2015. Please note that this is the deadline for RECEIPT (not postmark) of all mailed materials in addition to the online application. We cannot guarantee acceptance of any materials received after the published deadline, so please plan accordingly.

  • How many applications do you receive each year?

    Each year, approximately 200-300 applications are received, however this number can vary greatly.

  • Can you send me an application?

    No; the application is online-only and there are no paper copies available.

  • I am a School Administrator and wish to advertise this scholarship to our students. Can you send me materials?

    If you are a School Administrator who wishes to advertise the scholarship to students on-campus, you can download and print the Application packet and/or Information Flyer from the 'Downloads' page on this website (note that these items will be updated upon release of the Scholarship Application form each year). We are unable to mail any marketing materials.

  • If I apply for the Scholarship, will you sell my information/market to me?

    No; no information regarding applicants will be shared with any third party for any reason and all information is destroyed once winners are selected. Additionally, we will only use your information to contact you and your school as needed regarding your application.

  • Can I contact the Scholarship Board of Directors to discuss my application?

    Direct contact with the Scholarship Board of Directors is prohibited.

  • What can the award money be used for?

    It is the intent of the Scholarship funds to be used for any expenses related to your academic pursuits. As funds are paid directly to the winning students, funds can be used for tuition, books, class materials, computers/equipment, living expenses, etc. No reporting of the funds purpose is required.

Eligibility

  • Am I eligible?

    If you are graduating with an undergraduate degree from an accredited institution at the end of the Spring Term of 2016 through the Spring Term of 2017, you are eligible to apply. You must be enrolled as a full-time student and pursuing a career in a health related field for the two full semesters leading up to your graduation date.

  • My major isn't a traditional health care major. Am I eligible?

    Yes. There is no pre-determined list of acceptable majors for eligibility. In the past, we have named winners who are majoring in emerging fields such as Music Therapy and Child Development, in addition to more 'traditional' majors such as Biology, Nursing and Pharmacy. The applicant's essay should demonstrate how their chosen major plays a part in their commitment to their health career and they should have a GPA of 3.0 or higher.

  • I am entering graduate school in the Fall of 2015. Am I eligible?

    No. Due to the bylaws of the Scholarship Program, graduate students are not eligible to apply. At this time, we do not offer scholarships for graduate studies.

  • I am a high school student entering college in the Fall. Am I eligible?

    No. High school students are not eligible for this award. At this time, we do not offer scholarships for high school students entering college in the Fall.

  • I am an international student. Am I eligible?

    Yes; international students are eligible for the Scholarship Program, however they must be studying at a U.S.-based institution of higher education and meet all other eligibility criteria.

  • I am studying abroad next year. Am I eligible?

    Yes; as long as you will still be considered a full-time student and meet all other eligibility requirements, you are eligible during periods of studying abroad.

  • I am taking classes at a community college. Am I eligible?

    Yes, students attending community college are eligible, provided they meet all other eligibility requirements.

  • I am attending an online university. Am I eligible?

    At this time, students attending courses exclusively online are not eligible for this award.

  • I am in a certificate program. Am I eligible?

    At this time, students in a certificate program are not eligible for this award. Applicants must be enrolled in a Bachelor's or Associate's Degree program.

  • I will be a part-time student or taking a semester off prior to graduation. Am I eligible?

    Winners must be enrolled as a full-time student for the semesters in which they would be receiving this award. If you are named a winner and for some reason you are off for a semester or drop to part-time enrollment, your award payment will not be made until the next semester in which you are back to full-time status. If you graduate or leave school prior to being enrolled as a full-time student for another semester, you would forfeit the remaining portion of the Scholarship award.

  • I am taking Summer classes in 2015 and graduating at the end of the Fall 2015 semester. Am I eligible?

    You may apply, however you would only be eligible to receive the portion (one half) of the scholarship designated for the Fall 2015 semester. No award will be made for summer coursework and the second half of the Scholarship would be forfeited.

  • I am in an Accelerated academic program. Am I eligible?

    Yes; students in an accelerated program are eligible if they will be graduating between Spring 2015 and Spring 2016.

  • I have already received a Bachelor's Degree but am working towards a second Bachelor's Degree. Am I eligible?

    Yes; if you are pursuing a second Bachelor's Degree, you would be eligible as long as all other criteria are met.

  • I am enrolled in a Program that results in both a Bachelor's Degree and an Advanced Degree upon completion. Am I eligible?


    If you are in a program that is specifically designed to award both a Bachelor's Degree AND an Advanced Degree upon completion, you would be eligible if you are receiving both degrees between Spring 2015 and Spring 2015. In this instance, we may ask for proof of your Program's design to verify that the Advanced Degree is part of the specific program.

Application Submission

  • Where can I get an application to print?

    All applications are to be filled out online at: www.gallagherstudent.com. There is no printable application, all available information is on this website. However, your application is not complete until all supplementary materials (letters of recommendation, transcripts, Financial Aid Form) are returned to Gallagher Student via postal mail/fax/e-mail.

  • I am transferring to a different school for the Fall - what transcripts should I send you and who should fill out my Financial Aid Form?

    You should have your official transcripts from your current institution (or the last institution you attended) sent to complete your application. Your Financial Aid Form can be filled out by either your current institution's Financial Aid Department or your new institution's Financial Aid Department.

  • I have attended more than one College/University. Do you need all of my transcripts?

    If your current-school transcripts reflect courses you have taken at other institutions, you only need to provide those. However, if your previous coursework is not reflected in your current-school transcripts, you should request to have transcripts from your previous schools sent for inclusion in your application.

  • Is there a form to be filled out for those who are writing my letters of recommendation?

    No; there is no specific form to fill out and no standard guidelines. Your letters of recommendation should offer insight into why the writer feels you are deserving of this scholarship, including things like: what they know of you as a student, your drive toward your career and anything else they know of your character. We do not recommend submitting form letter-style recommendations or recommendations previously used for other purposes.

  • Is the May 8th deadline the postmark deadline?

    No, the May 8th deadline is the date that all materials must be received at our office. We cannot guarantee that any items received after this deadline will be accepted, so please plan accordingly. Please note that overnight mailing options are available via FedEx, UPS, DHL and the US Postal Service.

  • Can I fax information to you?

    Yes, faxed information is acceptable, except for transcripts, which MUST be official versions from your school. To fax all other items, please use the following number: 617-479-0860, and be sure to put Attn: Scholarship on your fax.

  • Can I e-mail information to you?

    Electronic or scanned versions of original documents (Financial Aid Forms and Letters of Recommendation) may be submitted via e-mail attachments. Items to be submitted via e-mail should be sent to scholarship@gallagherstudent.com. We can also accept e-mailed versions of transcripts however they must be "official" and sent from a school administrator, not a scanned copy sent from your personal email address.

  • Can I send you my resume or other document not specifically requested here?

    In the interest of fairness to all applicants, additional documentation not specifically requested will be discarded prior to the review and selection process. We ask that you not include any resumes, photographs or other documentation that is not specifically requested as part of the application process.

  • My transcripts and/or letters of reference might arrive before my application. What happens to them?

    Any items that are sent to Attn: Scholarships are saved and will be matched up with the appropriate application upon arrival. All 'loose' items are kept until the May 16th deadline, at which time, any of those items received without a corresponding application to match them with, will be destroyed in a secure manner.

  • Do my Spring 2015 grades need to be reflected on my submitted transcripts?

    No. Given the timing of the application period, it is assumed that transcripts will not yet have Spring 2015 grades reflected. Please do not wait on your Spring grades to request/mail your transcripts to us.

  • Will my application be considered if you do not receive all pieces of my application?

    No. Incomplete applications will not be sent to the Board of Directors for review. We will do our best to contact applicants (via e-mail) who may be missing one or two pieces of their application when the deadline passes to ensure nothing has been lost in the mail.

  • Can you verify that my information was received?

    Due to the volume of application materials received, we cannot respond to requests to confirm receipt of individual items. Upon completion of the online application form, you will receive a confirmation e-mail and confirmation number which will serve as your proof of completion. Should you wish to confirm receipt of other mailed items, we recommend mailing them via trackable/traceable method.

Financial Aid

  • I cannot download the Financial Aid Form. What do I do?

    Please note that all files on our website are in PDF Format, and viewable using the free Adobe Reader program, available for download at www.adobe.com. We cannot provide the documents in any other format. If you cannot download the file through our website, please contact scholarship@gallagherstudent.com to have the PDF file e-mailed to you.

  • I do not qualify for Financial Aid due to my student status. Can I still apply?

    All applications must include a completed Financial Aid Form to be eligible. Even if you do not qualify for or apply for Financial Aid, your Financial Aid Counselor/Advisor should fill out the form to reflect the cost of attendance and family contribution.

  • Do I have to be receiving Financial Aid to apply?

    You do not have to be receiving Financial Aid to apply, however the Financial Aid Form must be filled out by your institution's Financial Aid Department in order to complete your application. Information about the cost of attendance and family contribution should be completed, and your Financial Counselor/Advisor should indicate that you do not receive any Financial Aid.

  • I do not have a Financial Aid Advisor/Counselor. Can someone else fill it out?

    The Financial Aid information MUST be filled out and signed by a Financial Aid Counselor/Advisor at your institution. If you do not have a Financial Aid Counselor/Advisor, please call your Financial Aid Office and ask what their procedure is for having this type of form filled out. Be aware that, should you be selected as a scholarship recipient, this data will be verified by calling your School's Financial Aid office.

  • Can I send you my FAFSA, my parents tax return or my Financial Aid award letter from my school instead?

    No, we cannot accept any other documentation beyond the official Financial Aid form. All other documents will be discarded before the review process, and incomplete applications will not be considered.

  • I am attending one school now and will be attending another school in the Fall. Which school should fill out my Financial Aid form?

    Either school is acceptable; please be sure that the appropriate box is checked off to indicate for which year the information is valid.

Disbursement of Awards

  • When are funds distributed to winners?

    The first half of the Scholarship Award Payment is made during the Scholarship Awards Dinner, held in Boston each year during late September. Prior to the Spring 2015 semester, winners are contacted and required to provide verification of their enrollment for the Spring 2015 Semester. Once such verification is received, the second half of the award payment is made.

  • Are checks sent to the school or the student?

    Checks are paid out directly to the student. Students are responsible for reporting their award to their school as per their institution's regulations.

  • Do I have to give you my social security number to accept this award?

    Yes; we require the social security number of winners in order for proper IRS reporting of the scholarship funds. This is ONLY required of the named winners (not all applicants) and only used for tax purposes. If you are a winner who is an International student and you do not have a U.S. social security number, your Visa number will also be sufficient.

  • Do I have to pay taxes on this award?

    According to IRS regulations, Scholarship funds are tax-exempt if specific criteria is met. Please visit www.irs.gov/taxtopics/tc421.html for more information.

  • What happens if I am named an award winner and then graduate early- before the second portion of the award is made?

    If you are named a winner and graduate or leave school prior to the second portion of your award being paid out, you will forfeit the second portion of your award.

  • Does this award renew each year?

    No; this scholarship is granted for one year's disbursement (total $7,500 payment). If you win this award and are eligible a second year, you may re-apply. Applications of previous winners will not have any weight over other applicants.

Determining Winners

  • When do you decide the winners?

    After the deadline, applications are reviewed to ensure completion and eligibility before being forwarded to the Scholarship Board of Directors for selection. All decisions are typically made by the end of June/early July. Scholarship recipients will be contacted personally via the phone number/e-mail submitted within the application form.

  • Will I receive notification if I am not named a winner?

    All non-selected winners will be emailed in Summer 2015. Emails are sent to the email address provided on the application form.

  • How do you decide the winners?

    Winners are selected by the Scholarship Board of Directors from the pool of complete applicants who have been determined to be eligible. Primary focus is put on the essay portion of the application, which demonstrates the student's commitment to their health career and community. Academic strength, letters of recommendation, participation in community and campus volunteer activities and other activities contribute to the Board's determination of a student's commitment. A student's financial need and existing resources are also considered in determining final winners.

  • I have special life circumstances I feel the Scholarship Board should be aware of in considering my application. Where should I include this?

    The essay portion is the appropriate place to explain any special circumstances that you do not feel are reflected in other portions of the application. Please note that any cover letters, resumes or other ancillary items that are included with your application will NOT be seen by the Scholarship Board.

  • I was not eligible or wasn't selected to receive a Scholarship this year. Can I apply again?

    The Scholarship Application is released to www.gallagherstudent.com each year, typically by the end of February. Please feel free to apply again should you meet the eligibility requirements.

Still have a question?

    If you have reviewed these FAQs and do not see your question answered, please send an e-mail to scholarship@gallagherstudent.com. You will receive an answer via e-mail, generally within 2-4 business days.