Your user name is your University at Buffalo email address.
Returning Users: You were required to change your password when you initially logged in. If you have forgotten your password, click the "Forgot Password" link and enter your username. Instructions to reset your password will be sent to your school email address.
First Time Users: Your temporary password begins with a '0' followed by your 8-digit Student ID number for a total of 9 digits (i.e. 012345678).
You will be prompted to reset your password the first time you log in. A secure link will be sent to your school email address in order to complete the process. Once your password is reset, you will be able to log in with your newly created password.
For information on general claims processing, please click the expand button:
Important Claims Payment Information
The following information below will assist you with understanding how your medical insurance claims will be processed. Please read this information carefully to ensure you understand what processes must occur in order for claim processing.
*Please note that failing to provide any additional information outlined below may result in a delay or denial of your submitted claims.
To determine which of the claims payment provisions described below apply to your plan, please refer to your plan brochure. This can be found by clicking on the 'My Benefits & Plan Information' tab to the left.
Excess Policy: If your student medical insurance plan is an Excess Policy, this means that if you have another health insurance plan, your other insurance plan is considered your 'primary' insurance plan and will pay first. The student insurance plan will therefore not pay for any eligible benefits until your primary insurance has paid according to their policy terms. It is important that you provide health insurance information for both policies to your provider at the time services are rendered. Not providing this information may significantly delay claims processing.
Coordination of Benefits: If your student medical insurance plan has a Coordination of Benefits provision, this means your student medical insurance plan will coordinate the payment of claims with your other insurance company. You will need to advise your provider that you are covered under two policies and then provide the claims company with information about your other health insurance company. Not providing this information may significantly delay claims processing.
Primary Coverage: If your student medical insurance plan is a Primary Plan, this mean that the student medical insurance plan will pay all claims for eligible covered expenses as the primary carrier and will not coordinate benefits with any other insurance plan. If you have other insurance, you may submit any unpaid charges to your other insurance.
Is any other information needed in order to pay a claim?
If the treatment you received was a result of an accident, you will receive a letter from the claims administrator asking for information about the accident, i.e. if it was the result of a motor vehicle accident, from playing sports, etc. Your claim cannot be processed without this information, so please respond to the letter promptly. You may also receive a letter asking you if you are covered by any other health insurance plan. It is important to respond promptly to this as well.
Who is my Claims Company?
Blue Cross Blue Shield of Western New York is responsible for processing your claims. Their dedicated claims analysts and customer service representatives can address any questions you have on an outstanding claim or on how a claim has been paid.
ID cards are mailed by Blue Cross Blue Shield of Western New York to the address on file with Gallagher Student Health (GSH).
Cards are usually sent 7-10 business days after GSH has received your enrollment information from your school.
ID cards are available online through the BCBSWNY Mobile app, available in the App Store or on Google Play.
You'll need your BCBS ID number (not your Social Security Number) to create your account.
Your BCBS ID number is available by logging in and going to the 'Account Home' section of our website.
If you need a replacement ID card, you can request one by calling 1-800-888-0757.
How can I obtain claims info from Blue Cross Blue Shield?