For information on general claims processing, please click the expand button:
Important Claims Payment Information
The following information below will assist you with understanding how your medical insurance claims will be processed. Please read this information carefully to ensure you understand what processes must occur in order for claim processing.
*Please note that failing to provide any additional information outlined below may result in a delay or denial of your submitted claims.
To determine which of the claims payment provisions described below apply to your plan, please refer to your plan brochure. This can be found by clicking on the 'My Benefits & Plan Information' tab to the left.
Excess Policy: If your student medical insurance plan is an Excess Policy, this means that if you have another health insurance plan, your other insurance plan is considered your 'primary' insurance plan and will pay first. The student insurance plan will therefore not pay for any eligible benefits until your primary insurance has paid according to their policy terms. It is important that you provide health insurance information for both policies to your provider at the time services are rendered. Not providing this information may significantly delay claims processing.
Coordination of Benefits: If your student medical insurance plan has a Coordination of Benefits provision, this means your student medical insurance plan will coordinate the payment of claims with your other insurance company. You will need to advise your provider that you are covered under two policies and then provide the claims company with information about your other health insurance company. Not providing this information may significantly delay claims processing.
Primary Coverage: If your student medical insurance plan is a Primary Plan, this mean that the student medical insurance plan will pay all claims for eligible covered expenses as the primary carrier and will not coordinate benefits with any other insurance plan. If you have other insurance, you may submit any unpaid charges to your other insurance.
Is any other information needed in order to pay a claim?
If the treatment you received was a result of an accident, you will receive a letter from the claims administrator asking for information about the accident, i.e. if it was the result of a motor vehicle accident, from playing sports, etc. Your claim cannot be processed without this information, so please respond to the letter promptly. You may also receive a letter asking you if you are covered by any other health insurance plan. It is important to respond promptly to this as well.
Who is my Claims Company?
Mutual of Omaha is responsible for processing Lincoln Tech's Student Accident claims. Their experienced customer service representatives can address any questions you have on an outstanding claim or on how a claim has been paid.
Claim Form
Lincoln Tech's Accident policy covers school-related accidents/injuries. An Injury Claim Form is required for medical bills to be covered under the policy. You can download the Injury Claim Form by selecting your campus from the menu below:
Once you've completed the Injury Claim form, you must submit it to Mutual of Omaha. See the instructions on how to contact Mutual of Omaha below.
If you have questions on how to submit medical bills for coverage under this policy, please refer to our Claims Filing Procedure document.
How do I contact Mutual of Omaha?
You can reach out to Mutual of Omaha by e-mail, mail or fax. Once you've completed the Injury Claim Form we recommend you save the PDF, and e-mail to Mutual of Omaha; you may also mail or fax the document.
