Provider Network Information
What is a Preferred Provider?
Beginning with the 2012-2013 policy year, a Preferred Provider is a doctor, hospital or other health care provider that participates PPO Plus Network in Louisiana and the First Health Network outside of Louisiana.
The advantage to using a Preferred Provider is that these providers have contracted to provide specific medical care at negotiated prices. Out-of-Network providers have not agreed to any prearranged fees. Consequently, when insured students use Preferred Providers, their out-of-pocket expenses will generally be lower because any applicable cost sharing will be based on a Preferred Allowance.
The insured person should be aware that Preferred Provider hospitals may be staffed with Out-of-Network providers. Receiving services or care from an Out-of-Network provider at a Preferred Provider hospital does not guarantee that all charges will be paid at the Preferred Provider level of benefits. However, if a Covered Medical Expense is incurred due to a Medical Emergency, benefits will be paid at the Preferred Provider level of benefits.
In Louisiana, to find a participating provider in the PPO Plus Network, please click the 'Search Provider button below':
Outside of Louisiana, to find a participating in the First Health Network, please click on the 'Search Provider' button below:
For the 2011-2012 policy year the preferred provider networks are the UnitedHealthcare Options PPO and the United Behavioral Health network.
Call toll-free 866-948-8472 866 or click the 'Search for Provider' button below to locate a Preferred Provider.
Click the 'Search for Provider' button below to access the United Behavioral Health Network.
Considering purchasing a high-deductible insurance plan instead of your school's sponsored plan?
- Gallagher Student Health & Special Risk
500 Victory Road, Quincy, MA 02171
- Toll Free